In 1999, Progressive Leasing introduced the world to virtual least-to-own purchase options. This easily integrated service enabled stores like Auto Sound Systems to provide alternative lease-purchase options to consumers with less than perfect credit. Working with some of the largest retailers in the USA, Progressive Leasing has helped millions of people get the things they need with ease.

  • You can apply online. If you are a returning customer you can apply through your account.
  • You can download the app. New customers can apply through our mobile app. Follow the apply now links on this site to begin.
  • or Apply In-store. Talk to your customer service rep about our simple in-store application.

Our application process is NO CREDIT NEEDED meaning that our decision to approve you for a lease is based on more than simply your credit score.

Apply Now!
Apply for your lease-to-own

Once approved, go shopping at your favorite stores

Take the items home

Take your purchases home same day or arrange for delivery

Flexible payment schedule

Schedule your payments around your paydays

01.
Choose from over 15,000 retail stores.
Our lease-to-own solutions allow you to get key items like furniture, mattresses, appliances, tires, electronics, jewelry, and more—all without credit*.
Choose a store and apply on Acima.com or the mobile app. You can also find a retail location and shop in person.

02.
Get approved for up to $4,000.
Our application is fast and easy to complete, and won’t harm your credit. You could get approved for $300 to $4,000 of shopping power by meeting these basic requirements:
An active checking account with at least $1,000 of income per month
3 months of income history with your current source of income
Government-issued photo ID and an SSN or Taxpayer Identification Number

03.
Shop for goods at your selected retailer.
Shop online through our new Acima MarketPlaceTM or at the retail location you applied to and choose the eligible items you want–up to your approved lease amount. Acima will then make the purchase and lease it to you as detailed in your agreement.

Apply Now!

YOU GET WHAT YOU PAY FOR…
“IT’S UNWISE TO PAY TOO MUCH, BUT IT’S WORSE TO PAY TOO LITTLE. WHEN YOU PAY TOO MUCH, YOU LOSE A LITTLE MONEY… THAT IS ALL. WHEN YOU PAY TOO LITTLE, YOU SOMETIMES LOSE EVERYTHING BECAUSE THE THING YOU BOUGHT WAS INCAPABLE OF DOING THE THING IT WAS BOUGHT TO DO. THE COMMON LAW OF BUSINESS BALANCE PROHIBITS PAYING A LITTLE AND GETTING A LOT… IT CAN’T BE DONE. IF YOU DEAL WITH THE LOWEST BIDDER, IT IS WELL TO ADD SOMETHING FOR THE RISK YOU RUN. AND IF YOU DO THAT, YOU WILL HAVE ENOUGH TO PAY FOR SOMETHING BETTER.”
-JOHN RUSKIN (1819-1900)

We also accept multiple forms of payment

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